LIC Housing Finance Ltd, Dec 2020 Recommendation Mahesh Kaushik, STP Method

1. LIC Housing Finance Ltd is a 2 rupee face value housing finance company.

2. LIC Housing Finance Limited (LIC HFL) is one of the largest Housing Finance Mortgage loan companies in India. LIC Housing Finance Limited is a subsidiary company of LIC.

3. In FY-2019, LIC Housing Finance Limited  has 9 regional offices plus 23 back-offices and 273 marketing Offices across India. It also has 2 foreign offices in Kuwait and Dubai to cater to the Non-Resident Indians in the Persian Gulf countries covering the residents of Bahrain, Dubai, Kuwait, Qatar and Saudi Arabia. 

4. LIC Housing Finance Limited  has more than 450 center's across India. Company also has more than 12000 marketing intermediaries or agents to guide through the loan processes..

5. Book Value of LIC Housing Finance Ltd is 360.50 so in book value term it is a value buy at CMP 330 ( But do not buy it at CMP, please use STP method to buy all of my recommendations, in last part of this research report I give a link of STP method video).

6. Net sale par share 390.29 so in it is also a value buy in NSPS term. New readers, please read my research terms here:-Research Reports Terms

7.DMA's of LIC Housing Finance Ltd:-

SIMPLE MOVING AVERAGES

Days	NSE
5	324.62
10	324.30
20	316.49
50	299.51
100	289.49
200	282.45

8. Promoters Holding 40.31%, No any pledged stocks. Institutional holding is 47.07 % which is also good because after promoters and institutional holding only 12.61% stocks left for general public it means stock have potential to rise fast.

9. Year High=486.75 Year Low=185.25 this ratio is above 2, if you read research terms is point 6 then you understand that I like stocks which year high/low ratio is below 2. this time I choose this stock where this ratio is above 2, I knew this is not fair but year high date is 21 Jan 2020 and after Jan 2021 this ratio will fall below 2.

10. LIC Housing Finance Ltd is a dividend-paying company last Dividend 8 rupees per share.

11. Base Price =431.91, download the last 3 years historical data and graph from this link:-https://drive.google.com/file/d/18zczg8SmWkJhj7oEO9WLNaAc-QHWr_kg/view?usp=sharing

12. Link of my daily swing trading recommendations Mahesh Kaushik Daily Swing Trading Recommendations watch this video to knew how to use these recommendations:-https://www.youtube.com/watch?v=mdD8w_TR73k&t=7s

13. If we use the STP method in this stock then we can easily get a target of 25%+, STP price for this stock is 345.70,  new readers please watch this video for a full understanding of the STP method buy https://www.youtube.com/watch?v=gREpTaV50bA

Disclaimer:- This is not an advisory service to buy or sell. The contents of “this research report” are only for educational purposes. No liability is accepted for any content in “this research report.” The author is neither a registered stockbroker nor a registered advisor and does not give investment advice. His comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity, index, or any other financial instrument at any time. The author recommends that you consult with a qualified investment advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment decisions. Please read the full disclaimer at the bottom of my blog. 

Discloser:- I Mahesh Chander Kaushik, author of this research report is an existing research analyst and passed NISM certification for research analysts. I have also registered under SEBI(RESEARCH ANALYSTS) REGULATIONS, 2014 ( SEBI Registration Number INH 100000908 ) hereby disclose my financial interest in the subject company and the nature of such financial interest:- 1  Me and my associates or relatives have not held any share of LIC Housing Finance Ltd, so my personal interest is not included in this stock. 2. Me and my associates or relatives have not any actual/beneficial ownership of one percent or more securities of the subject company (LIC Housing Finance Ltd). 3. Me and my associates or relatives have not any other material conflict of interest at the time of publication of the research report. 4. Me and my associates or relatives have not received any type of compensation from the subject company(LIC Housing Finance Ltd) in the past twelve months. 5. I am not served as an officer, director, or employee of the subject company (LIC Housing Finance Ltd). 6. I have been not engaged in the market-making activity for the subject company (LIC Housing Finance Ltd).