Grievance Redressal/ Escalation Matrix to be displayed by Investment Advisers and Research Analysts

 प्रिय पाठको

जैसा कि आपको विदित है मैं 2009 से स्टाॅक मार्केट की फ्री शिक्षा अपने ब्लाॅग व यूटयूब चैनल से उपलब्ध करवा रहा हूं। मेरी कोई फीस नहीं है तथा यद्पि मैं खुद पंजीकृत रिसर्च एनालिस्ट हूं फिर भी सभी को मैं यही सलाह देता हूं कि मेरे सभी वीडियो व पोस्ट सिर्फ एजुकेशनल पपर्ज के लिये हैं इन्हे किसी भी तरीके से निवेश सलाह नहीं माना जावे तथा कोई भी निवेश संबधि निर्णय अपने निवेश सलाहाकार की सलाह से ही करें।

चूंकि मैं निस्वार्थ भाव से जानकारी के उद्देश्य से बगैर निवेश सलाह के वीडियो बनाता हूं तथा मैं अपना अनुभव मात्र व मेरी बनायी हुयी गुगल शीटें व मेरा ज्ञान पुस्तकों के माध्यम से आपके साथ शेयर करता हूं इसलिये मुझसे आपको कोई शिकायत होनी तो नहीं चाहिये फिर भी आपको कोई शिकायत हो तो आपके लिये मेरा सम्पर्क सूत्र निम्न प्रकार से हैः-

Details of designation	Contact Person Name	Address where the physical address location	Contact No.	Email-ID	Working hours when the complainant can call
Customer Care	Mahesh Chander Kaushik	JJ Colony Pindwara Sirohi Rajasthan 307022	N.A	mahesh2073@yahoo.com	N.A
Head of Customer Care	Mahesh Chander Kaushik	JJ Colony Pindwara Sirohi Rajasthan 30702	N.A	mahesh2073@yahoo.com	N.A
Compliance Officer	Mahesh Chander Kaushik	JJ Colony Pindwara Sirohi Rajasthan 30702	N.A	mahesh2073@yahoo.com	N.A
CEO	Mahesh Chander Kaushik	JJ Colony Pindwara Sirohi Rajasthan 30702	N.A	mahesh2073@yahoo.com	N.A
Principal Officer	Mahesh Chander Kaushik	JJ Colony Pindwara Sirohi Rajasthan 30702	N.A	mahesh2073@yahoo.com	N.A

 

Investor Charter

 Investor Charter in respect of Research Analyst (RA) 

I, Mahesh Chander Kaushik, am a NISM Certified SEBI Registered Research Analyst (Reg. No. INH 100000908). I provide free stock market education through my blog, YouTube channel, and books. I do not give any paid stock tips or offer any paid courses. Do not give any paid or free buy hold sell recommendation. I only spread my knowledge through my books blog and YouTube channel which is only for educational purposes. Therefore, please do not make any payments to anyone in my name.

Please do not make any investment decisions on behalf of my videos and my books always take proper advice from a registered investment advisor.

A. Vision and Mission Statements for investors. 

 Vision Invest with knowledge & safety. 

 Mission Every investor should be able to invest in right investment products based on their needs, manage and monitor them to meet their goals, access reports and enjoy financial wellness. 

B. Details of business transacted by the Research Analyst with respect to the investors. 

 To publish research report based on the research activities of the RA. 

 To provide an independent unbiased view on securities. 

 To offer unbiased recommendations, disclosing the financial interests in recommended securities. 

 To provide research recommendation, based on analysis of publicly available information and known observations. 

 To conduct audit annually. 

C. Details of services provided to investors (No Indicative Timelines)

  Onboarding of Clients. 

 Disclosure to Clients o To distribute research reports and recommendations to the clients without discrimination. 

  To maintain confidentiality w.r.t publication of the research report until made available in the public domain. 

D. Details of grievance redressal mechanism and how to access it In case of any grievance / complaint, an investor should approach the concerned research analyst and shall ensure that the grievance is resolved within 30 days. If the investor’s complaint is not redressed satisfactorily, one may lodge a complaint with SEBI on SEBI’s SCORES portal which is a centralized web based complaints redressal system. SEBI takes up the complaints registered via SCORES with the concerned intermediary for timely redressal. SCORES facilitates tracking the status of the complaint. With regard to physical complaints, investors may send their complaints to: the Office of Investor Assistance and Education, Securities and Exchange Board of India, SEBI Bhavan. Plot No. C4-A, ‘G’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. E. Expectations from the investors (Responsibilities of investors).

  Do’s 

i. Always deal with SEBI registered Research Analyst.

 ii. Ensure that the Research Analyst has a valid registration certificate. 

iii. Check for SEBI registration number. 

iv. Please refer to the list of all SEBI registered Research Analysts which is available on the SEBI website in the following link: (https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes &intmId=14 ) 

v. Always pay attention to disclosures made in the research reports before investing. vi. Pay your Research Analyst through banking channels only and maintain duly signed receipts mentioning the details of your payments. 

vii. Before buying securities or applying for a public offer, check for the research recommendation provided by your research Analyst. 

viii. Ask all relevant questions and clear your doubts with your Research Analyst before acting on the recommendation. ix. Inform SEBI about Research Analyst offering assured or guaranteed returns. 

 Don’ts i. Do not provide funds for investment to the Research Analyst. 

ii. Don’t fall prey to luring advertisements or market rumors. 

iii. Do not get attracted to limited-period discounts or other incentives, gifts, etc. offered by the Research Analyst. 

iv. Do not share login credentials and passwords of your trading and demat accounts with the Research Analyst.  

Annexure- B Complaint Data to be displayed by RAs Formats for investors complaints data to be disclosed monthly by RAs on their website/mobile application: 

Data for the month ending -_March 2025____________ 

No complaints were received.

Earlier Pending Complaint :- Nil

Sterlite Technologies Limited - STLTECH: April 2024 STP Recommendation by Mahesh Kaushik

 1. Sterlite Technologies Limited (formerly Sterlite Tech) is an Indian tech company based in Pune. The company has 636 patents and operates in over 150 countries. STLTECH Specializes in optical networking, including fiber optics, cables, and network software.

2. STL operates manufacturing facilities in 6 locations including Aurangabad, Pune, Silvassa, and Haridwar. Their Aurangabad plants specialize in producing single-mode optical fibers for internet communication standards. STL invested in the 5G assembling ecosystem as part of the Make in India initiative in 2020.

3. STL has 2 development centers and over 20 sales and marketing offices globally as of major presence in Australia, Brazil, China, Europe (Italy), the Middle East, and the United States.

4.  Sterlite Technologies Limited is currently traded at 123.60.

5. Sterlite Technologies Limited is a 2 rupee face value company.

5. Sterlite Technologies Limited is a part of the CNX500 index.

6. The year high of Sterlite Technologies Limited is 179.05 and the Year low is 110.10 So the year high/low ratio is stable below 2. and the stock is entered in the green light zone ( watch this video for more details of the green light zone:-https://www.youtube.com/watch?v=3_7w4CqX1vM

7. The net sale per share of Sterlite Technologies Limited is 173.13 so, in net sale per share term, this stock is a value buy, if you not read my research terms earlier then read these research terms here:- Research Terms of Mahesh Kaushik

8. Do not underestimate the power of net sale per share watch this 1-minute short video to understand how net sale per share recommendations give multi-bagger returns in the long run:-https://www.youtube.com/shorts/qWbJZNlzLCM

9. Book value of  Sterlite Technologies Limited is 45.85 and CMP is 123.60.

10. Base price ( 3 Years average price) of Sterlite Technologies Limited is 192.51 so CMP 123.60 is significantly lower than the base price.

11. To download 3-year price data, base price, and graph;- Click here

12. Sterlite Technologies Limited is a dividend-paying company in 2024 it pay 1.00 rupees par share dividend.

13. Promoters of Sterlite Technologies Limited hold 53.99% of shares and no any share pledged by promoters. 6.7% of stocks held by institutions.

15. I recommended buying it in STP method For more details of the STP method watch this video:-https://youtu.be/gREpTaV50bA

STP price for 1 APR 2024 to 15 APR 2024=124.80

 (Watch this video for automated STP price google sheet:-(https://www.youtube.com/watch?v=dpow44oGVY4)

16. Link of my Earlier STP recommendations:- 

https://docs.google.com/spreadsheets/d/1ZWtF5z718RkLoz7QMIwtsOa4oXpP0dnHCVOlcSqFyaQ/edit?usp=sharing

17. Link of my books:- https://amzn.to/3IRNRHo

18. Disclaimer:- This is not an advisory service to buy or sell. The contents of “this research report” are only for educational purposes. No liability is accepted for any content in “this research report”. The author is neither a registered stockbroker nor a registered advisor and does not give investment advice. His comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity, index, or any other financial instrument at any time. The author recommends that you consult with a qualified investment advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment decisions. Please read the full disclaimer at the bottom of my blog. 

 19. Discloser:- I Mahesh Chander Kaushik author of this research report is an existing research analyst and passed NISM certification for research analysts. I have also registered under SEBI(RESEARCH ANALYSTS) REGULATIONS, 2014 ( SEBI Registration Number INH 100000908 ) hereby disclose my financial interest in the subject company and the nature of such financial interest:- 1 My associates or relatives have not any shares of Sterlite Technologies Limited but 252 shares of Sterlite Technologies Limited is in my personal holding so my personal interest is included in this stock. 2. Me and my associates or relatives have not any actual/beneficial ownership of one percent or more securities of the subject company (Sterlite Technologies Limited). 3. Me and my associates or relatives have not any other material conflict of interest at the time of publication of the research report. 4. Me and my associates and relatives have not received any type of compensation from the subject company(Sterlite Technologies Limited) in the past twelve months. 5. I am not served as an officer, director, or employee of the subject company ( Sterlite Technologies Limited ). 6. I have been not engaged in the market-making activity for the subject company (Sterlite Technologies Limited).

DCB Bank Ltd may be future multibagger in 2024

1. DCB bank was created by merging two banks, Ismailia Co-operative Bank Limited and Masalawala Co-operative Bank. These two banks joined together to become Development Co-operative Bank.

2. Later, in May 1995, the Reserve Bank of India gave them a special license, and they changed their name to Development Credit Bank.

3. DCB Bank Ltd has 400 branches.

4.  DCB Bank Ltd is currently traded at 114.80.

5. DCB Bank Ltd is a 10 rupee face value company.

5. DCB Bank Ltd (DCB) is a part of the Nifty Bank, DCB Bank Ltd traded at P/E ratio of 7.36 and the Nifty Bank traded at P/E of 14.72, So the Company's P/E is less than INDEX P/E, this is a sign of cheap valuation.

6. The year high of DCB Bank Ltd is 141.20 and the Year low is 96.55 So the year high/low ratio is stable below 2.

7. The net sale per share of DCB Bank Ltd is 134.84 so, in net sale per share term, this stock is a value buy, if you are not read my research terms earlier then read these research terms here:- Research Terms of Mahesh Kaushik

8. Do not underestimate the power of net sale per share watch this 1-minute short video to understand how net sale per share recommendations give multi-bagger returns in the long run:-https://www.youtube.com/shorts/qWbJZNlzLCM

9. Book value of  DCB Bank Ltd is 136.86 and CMP is 114.80.

10. Base price ( 3 Years average price) of DCB Bank Ltd is 102.48 and DCB crosses this base price from 96 to 114.80, CMP is 10.50 percent higher than the base price.

11. To download 3-year price data, base price, and graph;- Click here

12. DCB Bank Ltd is a dividend-paying company in 2023 it pay 1.25 rupees par share dividend.

13. Promoters of DCB Bank Ltd hold 14.83% of shares and no any share pledged by promoters. 52.16% of stocks held by institutions.

15. I recommended to buy it in STP method For more details of the STP method watch this video:-https://youtu.be/gREpTaV50bA

STP price for 1 Nov 2023 to 15 Nov 2023=130

 (Watch this video for automated STP price google sheet:-(https://www.youtube.com/watch?v=dpow44oGVY4)

16. Link of my Earlier STP recommendations:- 

https://docs.google.com/spreadsheets/d/1ZWtF5z718RkLoz7QMIwtsOa4oXpP0dnHCVOlcSqFyaQ/edit?usp=sharing

17. Link of my books:- https://amzn.to/3IRNRHo

Link of my latest book Psychology of option trading (Hindi):- https://amzn.to/3tVqfzg

English Version Also available for Pre Order:- https://amzn.to/3MoisAk

18. Disclaimer:- This is not an advisory service to buy or sell. The contents of “this research report” are only for educational purposes. No liability is accepted for any content in “this research report”. The author is neither a registered stockbroker nor a registered advisor and does not give investment advice. His comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity, index, or any other financial instrument at any time. The author recommends that you consult with a qualified investment advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment decisions. Please read the full disclaimer at the bottom of my blog. 

 19. Discloser:- I Mahesh Chander Kaushik author of this research report is an existing research analyst and passed NISM certification for research analysts. I have also registered under SEBI(RESEARCH ANALYSTS) REGULATIONS, 2014 ( SEBI Registration Number INH 100000908 ) hereby disclose my financial interest in the subject company and the nature of such financial interest:- 1 My associates or relatives have not any shares of DCB bank but 130 sharesof DCB bank ltd is in my personal holding so my personal interest is included in this stock. 2. Me and my associates or relatives have not any actual/beneficial ownership of one percent or more securities of the subject company (DCB). 3. Me and my associates or relatives have not any other material conflict of interest at the time of publication of the research report. 4. Me and my associates and relatives have not received any type of compensation from the subject company(DCB) in the past twelve months. 5. I am not served as an officer, director, or employee of the subject company ( DCB ). 6. I have been not engaged in the market-making activity for the subject company (DCB).

Bank of India(BOI) @ 83.45 Near a Long Breakout

1. Bank of India (BOI) is a bank in India. It was established in 1906.

The bank is owned by the government since 1969.

2. The headquarters of BOI is in Bandra Kurla Complex, Mumbai.

BOI is a member of SWIFT, which helps with financial processing and communication.

3. Bank of India (BOI) has 5,108 branches and 5,551 ATMs worldwide, including 24 overseas branches.

4.  Bank of India is currently traded at 83.45.

5. Bank of India is a 10 rupee face value company.

5. Bank of India (BOI) is a part of the Nifty Bank, Bank of India (BOI) traded at P/E ratio of 6.84 and the Nifty Bank traded at P/E of 17.10, So the Company's P/E is less than INDEX P/E, this is a sign of cheap valuation.

6. Year high of Bank of India (BOI) is 103.50 and the Year low is 45.85 Although the year high/low ratio yet not stable below 2 but other indicators attract me to recommend this stock.

7. Net sale per share of Bank of India is 116.78 so, in net sale per share term, this stock is a value buy, if you are not read my research terms earlier than read these research terms here:- Research Terms of Mahesh Kaushik

8. Do not underestimate the power of net sale per share watch this 1-minute short video to understand how net sale per share recommendations give multi-bagger returns in the long run:-https://www.youtube.com/shorts/qWbJZNlzLCM

9. Book value of  Bank of India is 126.90 and CMP is 83.45

10. Base price ( 3 Years average price) of Bank of India is 61.93.

11. To download 3-year price data, base price, and graph;- Click here

12. BOI is a dividend-paying company for the last 2 Years it pay 2 rupees par share dividend.

14. Promoters of BOI is the government of India and the government hold 81.41% of shares and no any share pledged by promoters.  

15. For more details of the STP method watch this video:-https://youtu.be/gREpTaV50bA

 (Watch this video for automated STP price google sheet:-(https://www.youtube.com/watch?v=dpow44oGVY4)

16. Link of my Earlier STP recommendations:- 

https://docs.google.com/spreadsheets/d/1ZWtF5z718RkLoz7QMIwtsOa4oXpP0dnHCVOlcSqFyaQ/edit?usp=sharing

17. Link of my books:- https://amzn.to/3IRNRHo

18. Disclaimer:- This is not an advisory service to buy or sell. The contents of “this research report” are only for educational purposes. No liability is accepted for any content in “this research report”. The author is neither a registered stockbroker nor a registered advisor and does not give investment advice. His comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity, index, or any other financial instrument at any time. The author recommends that you consult with a qualified investment advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment decisions. Please read the full disclaimer at the bottom of my blog. 

 19. Discloser:- I Mahesh Chander Kaushik author of this research report is an existing research analyst and passed NISM certification for research analysts. I have also registered under SEBI(RESEARCH ANALYSTS) REGULATIONS, 2014 ( SEBI Registration Number INH 100000908 ) hereby disclose my financial interest in the subject company and the nature of such financial interest:- 1 Me and my associates or relatives not hold any shares of BOI so my personal interest is not included in this stock. 2. Me and my associates or relatives have not any actual/beneficial ownership of one percent or more securities of the subject company (BOI). 3. Me and my associates or relatives have not any other material conflict of interest at the time of publication of the research report. 4. Me and my associates and relatives have not received any type of compensation from the subject company(BOI) in the past twelve months. 5. I am not served as an officer, director, or employee of the subject company ( BOI ). 6. I have been not engaged in the market-making activity for the subject company (BOI).